tag:blogger.com,1999:blog-14227193700890418452024-02-08T12:41:59.916-08:00Persistent Passive Income and Cash GrowthUnknownnoreply@blogger.comBlogger18125tag:blogger.com,1999:blog-1422719370089041845.post-19155617509223103232009-10-11T19:25:00.000-07:002009-10-11T19:26:25.971-07:00Inventing Solutions<span style="font-weight:bold;">Allow me to assume two things:</span><br />1. A way to get paid doing what you love<br />2. Earning passive income<br /><br /><span style="font-style:italic;">So the question is, "how?":</span><br /><br />1. Clear your desk aside from a peice of paper and a notepad.<br />2. Ask yourself, "What are the most important problems in your field?".<br />3. Write down the problems<br />4. Identify one which you would love to solve, one problem you would be proud to solve.<br />5. Figure out how to go about it and just do it.<br /><br />If it can be fixed using an online website, check out www.w3schools.com and learn how to create a website. If you need to learn other skills, try signing up for courses at your local community college. Learn the ways and then invest.<br /><br />When you create your own unique solutions to problems you can relate to, the end result will bring you towards achieving your business dreams.<br /><br /><span style="font-weight:bold;">So I ask:</span><br />1. <span style="font-style:italic;">What are the most important problems in your field?</span><br />2. <span style="font-style:italic;">Are you working on one of them?</span><br />3. <span style="font-style:italic;">Why not?</span><div class="blogger-post-footer">Thanks for reading. Contact me at nir@lonick.com.</div>Unknownnoreply@blogger.com1tag:blogger.com,1999:blog-1422719370089041845.post-90776112691583176002009-09-02T17:32:00.000-07:002009-09-02T17:33:07.403-07:00College Class TipsAim to achieve a depth not breadth for courses!<br /><br />To stand out, pick classes based on:<br />1. Reputation of the professor<br />2. Reputation of the course<br />3. intrinsic interest<br />4. level of difficulty for ballance<br />5. graduation requirements<br />6. time slot<br /><br />When establishing relationships with your professors consider this question:<br />Do you feel like you know me well enough to write a strong letter?<div class="blogger-post-footer">Thanks for reading. Contact me at nir@lonick.com.</div>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-1422719370089041845.post-38509553895725844342009-06-18T14:44:00.000-07:002009-06-18T14:49:05.773-07:00Reseller HostingToday I purchased my own reseller hosting account.<br /><br />I was kind of pushed into this after an old fantastic partnership that allowed me to have my sites up had to be adjusted. But now I can host and sell websites without feeling guilty. The cost was expensive but I was sure to do as much as I could to my advantage:<br /><br />1. I shopped around until I found the perfect web host for me.<br />2. I made sure I had long term clients that would help me pay for the hosting. One client payed up front.<br />3. I used promotional coupons to save 20% off my purchase. Hundreds of dollars.<br /><br />But my work is not done. I have to work very hard to get as much profit as I can but now I am motivated to find hosting clients, motivated by the cost. But also motivated by the prospect of having additional passive income.<br /><br />For many websites, hosting is like an infrastructure costs. This falls under a form of <b>rent</b> and rent is one of the ways of establishing passive income, like interest. So my suggestion to anyone that knows their way around the world wide web and finds themselves often helping others with making a website, look into reseller hosting and see if you can sell your infrastructure to those you help.<div class="blogger-post-footer">Thanks for reading. Contact me at nir@lonick.com.</div>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-1422719370089041845.post-35685317761162819312009-06-15T12:23:00.001-07:002009-06-15T12:23:39.756-07:00How to treat moneyThink of all the money you get as a gift, you find left over after a big expenditure. All the money you work for, all the money you safe for. No matter the origin and no matter the amount, in order to spend wisely you must think of it as if you worked hard and earned each and every dime.<br /><br />Consider this:<br />1. What would an accountant tell you to do?<br />2. Are you being wise with your dollars?<br />3. Are you allowing your dollar to be a powerful commodity?<div class="blogger-post-footer">Thanks for reading. Contact me at nir@lonick.com.</div>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-1422719370089041845.post-43611320589839650802009-06-12T19:58:00.000-07:002009-06-12T20:00:11.418-07:00An Opportunity to Return the FavorI try to give you guys information about all the scholarships I find out about and give you direct access rather than a link to a page filled with ads that has the actual content hidden in clutter.<br /><br />Now I ask for a tiny thing in return.<br />Just two simple clicks.<br />One simple vote.<br /><br />Check out a photo I submitted <a href="http://www.brickfish.com/Pages/PhotosAlbums/PhotoView.aspx?picid=903592_15273824">here</a>, and please vote if you like it.<br /><br />Many thanks!<div class="blogger-post-footer">Thanks for reading. Contact me at nir@lonick.com.</div>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-1422719370089041845.post-22944261100221515212009-06-12T08:50:00.001-07:002009-06-12T08:53:09.319-07:00Make a video, win $1000Nuclear Age Peace Foundation is sponsoring a video scholarship competition. The deadline is fast approaching, <b>June 15, 2009</b>.<br /><br /><b>Description:</b><br />The Swackhamer Video Contest is open to students of all ages. To be eligible for this award, you must submit a video of no more than three minutes on the topic "Breakthrough: Putting the Nuclear Genie Back in the Bottle". Your video must answer questions that are listed on the sponsor's site.<br /><br /><a href="http://www.wagingpeace.org/menu/programs/awards- -contests/video-contest/2009/index.htm"><b>Click here to apply!</b></a><br /><br />This is one of the few scholarships that does not have a long list of qualifications to do with majors, race, religion, etc. So take advantage!<div class="blogger-post-footer">Thanks for reading. Contact me at nir@lonick.com.</div>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-1422719370089041845.post-70092994900270917142009-06-11T13:10:00.000-07:002009-06-11T13:12:54.420-07:00How Affiliate Networks WorkThe idea is simple, if you have a lot of time on your hand and you don't really put a value on your time then you can create 1000 websites that are easy to make. Then if each website earns one dollar a day, then you make fulfill your wildest dreams but what I realized today after an offer to join one, that it is just not worth it.<br /><br />It is much easier to answer 10 questions a day for kgb_ or make 1 really good website about something you are passionate about and then see how far you can push it.<br /><br />Just some food for thought.<br />p.s. For family law needs, check out <a href="http://www.stern-edlin.com">Stern & Edlin High Asset Divorce Lawyers in Atlanta, Georgia</a>.<div class="blogger-post-footer">Thanks for reading. Contact me at nir@lonick.com.</div>Unknownnoreply@blogger.com1tag:blogger.com,1999:blog-1422719370089041845.post-75949079092777058052009-05-29T10:20:00.000-07:002009-05-29T10:50:57.288-07:00General Motors gives scholarship money despite bankruptcy<b>Even on the verge of bankruptcy, General Motors has teamed up with the Hispanic Scholarship Fund to dish out new scholarships.</b><br /><br />That's right, this giant company that can no longer keep its own employees or pay its debt still wants to give you free money. In fact, there are tons of scholarships out there sponsored by almost defunct organizations. Take AIG for example.<br /><br />But unlike the bulk of the taxpayer dollars being spent to keep these sinking boats afloat, you can win some back through scholarships.<br /><br />When a company that can't pay its bills is dishing out money for scholarships, I think it finally hits you that there are a good amount of scholarships just waiting for you to claim. All you need to do is be persistent and hard working about it. Don't be lazy like the rest. Fight for this money wherever you can find it, even if its taxpayer dollars (and most of it is in one shape or form).<br /><br />So what are you waiting for, <a href="http://www.hsf.net/scholarships.aspx?id=314"><b>click here to check the scholarship details</b></a> and win your tax money back! <br /><br />I won't say the deadline because then you will procrastinate, but the application requires <a href="https://apply.hsf.net/applications/">online registration</a> and there is no reason to wait.<br /><br /><b><i>Remember</i></b> When it comes to scholarships, it's just a matter of identifying, qualifying, and applying. <a href="http://persistentincome.blogspot.com/search/label/Scholarship">Read my previous posts for more</a>.<br /><br /><h4>The HSF/General Motors Scholarship Program is open to full-time, Hispanic high school seniors through college juniors. You must be of Hispanic heritage who are U.S. citizens or permanent legal residents. You must also be enrolled in a degree-seeking program at a four-year U.S. accredited college or university in the U.S., Puerto Rico or U.S. Virgin Islands for the upcoming academic year, and have a minimum 3.0 GPA. Additionally, you must also be majoring in engineering (electrical, industrial, manufacturing and mechanical), business (accounting, business administration, economics and finance) or human resources and submit a FAFSA to be eligible for this award. <a href="http://www.hsf.net/scholarships.aspx?id=314"><b>Apply Now!</b></a></h4><div class="blogger-post-footer">Thanks for reading. Contact me at nir@lonick.com.</div>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-1422719370089041845.post-44387689317648203002009-05-28T20:33:00.000-07:002009-05-28T20:50:36.391-07:00How to Freelance from Home and Earn Extra Cash<b>What is freelancing?</b><br />Freelancing is working independently off of gigs, events, and/or particular leads. You may be designing websites or writing articles or babysitting. It's all freelancing if you are not under an umbrella organization or agency. The pros: You don't pay excess costs and you keep the profit. The cons: Less budget for long term growth like big time marketing. For the very talented that can get clients to talk about them, its fantastic as full time. For the rest of us, there is no reason freelancing shouldn't provide supplemental income.<br /><br /><b>Why should I start freelancing?</b><br />- Need to pay off bills<br />- Establishing additional cash to fulfill dreams<br />- Escaping a bad job, long commutes, poor working conditions.<br />- Maintaining independent intellectual curiosity.<br />- Get in control of your life.<br /><br /><b>How do I start?</b><br />Tory Johnson and Robyn Freedman Spizman have written a fantastic guide called <a href="http://www.amazon.com/gp/product/0425222853?ie=UTF8&tag=nile06-20&linkCode=as2&camp=1789&creative=9325&creativeASIN=0425222853">Will Work from Home: Earn the Cash--Without the Commute</a> but let me give you some of the gist.<br /><br />It comes down to finding a need and then proceeding to <b>fill society's needs independently</b>.<br />Here are some ideas about what you can offer:<br />- Tutoring<br />- Billing Specialist<br />- Remote Consultant<br />- Virtual Concierge<br />- Be a Virtual Assistant<br /><br />Decide what talents you have, what you can offer others during your free time, and then make an offer using the world wide web. On Craigslist, Twitter, Facebook, or any job board. Don't restrain yourself to the local environment.<br /><br /><i><b>Advice:</b></i> Find third parties you can work with, or for, from home as an independent contractor.<br /><i><b>Remember:</b></i> Prove your expertise, knowledge, and talent!<br /><i><b>Tip:</b></i> Try online job boards, forums, or even searching twitter "I need...." for freelance work.<br /><br /><center><br /><iframe src="http://rcm.amazon.com/e/cm?t=nile06-20&o=1&p=8&l=as1&asins=0425222853&fc1=000000&IS2=1<1=_blank&m=amazon&lc1=0000FF&bc1=FFFFFF&bg1=FFFFFF&f=ifr" style="width:120px;height:240px;" scrolling="no" marginwidth="0" marginheight="0" frameborder="0"></iframe><br /></center><div class="blogger-post-footer">Thanks for reading. Contact me at nir@lonick.com.</div>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-1422719370089041845.post-15253651324307169972009-05-27T21:43:00.000-07:002009-05-27T22:06:09.614-07:00How to Win Summer College Scholarship MoneyThe other day I wrote about <a href="http://persistentincome.blogspot.com/2009/05/love-ice-cream-introducing-ice-cream.html">a tasty scholarship offer</a> and before that I wrote about great resources for finding other resources:<br /><br /><b>Where to find scholarship money:</b><br /><a href="http://www.eStudentLoan.com">www.eStudentLoan.com</a><br /><a href="http://www.fastaid.com">www.fastaid.com</a><br /><a href="http://www.fastweb.com">www.fastweb.com</a><br /><a href="http://www.finaid.org">www.finaid.org</a><br /><br />But the way you apply and how you fill out the application has a significant affect on your chances of winning. At least that's what I read and it makes a lot of sense. It is surely better to be safe than sorry so if you are going through the hassle of filling our a scholarship, do it as well as you can so you can actually win.<br /><br /><b>How to help your chances at winning:</b><br /><h4>1. Double check that you are fully eligible<br />2. Complete the application in full, not just the required fields.<br />3. Follow every direction, even if it seems cumbersome. If it asks you to mail in folders and you don't, it may disqualify you.<br />4. Be neat. Type as much as you can, what you can't try to feed into a printer. If you have bad hand writing, be slow and careful.<br />5. Write an essay to make an impression. Be honest about yourself but be bold.<br />6. Stay well ahead of the deadlines.<br />7. Double check and confirm to make sure your application was received where it was needed.<br />8. Keep a saved back up. You may be able to reuse parts of your essay/application, plus it is good to have in case things go wrong.<br />9. Re-read, get rid of access. Be a perfectionist.<br />10. Ask for help via phone or email if you need it. This can help establish a personal connection with the organization.</h4><br /><br />The best tip of all is to stop reading about it and start filling out those applications.<br />I have decided I will spend 2 hours tomorrow on filling out applications. When will you do it? Why not now?<br /><br />Best of luck to all!<div class="blogger-post-footer">Thanks for reading. Contact me at nir@lonick.com.</div>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-1422719370089041845.post-60325895417722927042009-05-27T19:24:00.000-07:002009-05-27T19:45:56.225-07:00Kiss your cubicle goodbye!In the movie, "Office Space", big business bureaucracy and the evil nature of a cubicle are turned to a classic comedy. But the affects are real. You feel poorly utalized. Your creaitivty drops off. Your drive vanishes. You work only for the money. That's no way to live.<br /><br />Don't go crazy for the profit of others for any longer!<br /><br />If you work in a dead end job towards no means, <b>you have options</b>. This new age of technology, start-ups, and freelancing with low barriers and a high learning curve should be your ground to make money doing something you truly love.<br /><br /><a href="http://www.amazon.com/gp/product/1591842573?ie=UTF8&tag=nile06-20&linkCode=as2&camp=1789&creative=9325&creativeASIN=1591842573">Escape from Cubicle Nation: From Corporate Prisoner to Thriving Entrepreneur</a><img src="http://www.assoc-amazon.com/e/ir?t=nile06-20&l=as2&o=1&a=1591842573" width="1" height="1" border="0" alt="" style="border:none !important; margin:0px !important;" />by Pamela Slim offers fantastic advice for those that want to start new, for those that want to be independent and <b>be successful</b>. <br /><br />The book explains your options that don't involve working for someone else. Options like:<br />- Home based business<br />- Brick and mortar<br />- e-Commerce<br />- eBay<br />- Franchising<br />- Licensing<br />- Multilevel marketing<br /><br />The book reminds you how easy it is to <b>identify what you <i>should</i> be doing</b>.<br />Just ask yourself these three questions:<br />1. What do people pay you to do?<br />2. What do you love to do?<br />3. What do you feel meant to do/genetically encoded to do?<br /><br />Think of the work that makes you feel like it's your purpose!<br /><br />I'll have more great tips tomorrow and pieces of advice for establishing a small business on your own (remember to check back), but for now here is some food for thought:<br /><br /><b>Open your eyes!</b><br />Look at situations, difficult problems and ask yourself why this happening or how it could be improved and (1) figure out a solution, (2) develop the solution, (3) monetize the solution. <b>Add value to the world with your solution.</b><br /><br /><center><iframe src="http://rcm.amazon.com/e/cm?t=nile06-20&o=1&p=8&l=as1&asins=1591842573&fc1=000000&IS2=1<1=_blank&m=amazon&lc1=0000FF&bc1=000000&bg1=FFFFFF&f=ifr" style="width:120px;height:240px;" scrolling="no" marginwidth="0" marginheight="0" frameborder="0"></iframe></center><div class="blogger-post-footer">Thanks for reading. Contact me at nir@lonick.com.</div>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-1422719370089041845.post-39030529694254585142009-05-26T15:31:00.000-07:002009-05-26T16:44:57.383-07:00Love Ice Cream? Introducing Ice Cream ScholarshipsThe International Association of Ice Cream Vendors has already released their 2009 scholarship applications.<br /><br />In order to qualify, you must be in some way connected to the association. Maybe you have sold ice cream or your parents worked for a vendor. But if you are connected in anyway and have an entrepreneurial spirit, their scholarship is something you must check out.<br /><br />If interested:<br />1. Know the background and the organization. (<a href="http://en.wikipedia.org/wiki/Ice_cream">link1</a> and <a href="http://www.iaicv.org/objectives.html">link 2</a>)<br />2. Read about the scholarship. (<a href="http://www.iaicv.org/scholar.htm">link</a>)<br />3. Download the application. (<a href="http://www.iaicv.org/pdf/Scholarship_Qualifications_and_Application.pdf">link</a>)<br />4. Print<br />5. Fill out, double check, and mail it in.<br /><br />Don't wait until the deadline. Get this out of the way now so your application is on the top of the stack and so that you can move on to other great scholarships.<div class="blogger-post-footer">Thanks for reading. Contact me at nir@lonick.com.</div>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-1422719370089041845.post-41795093643906588322009-05-26T13:19:00.001-07:002009-05-26T15:39:22.430-07:00Great College Financial Aid Contacts<b>Georgia</b>:<br />Georgia Higher Education Savings Plan<br />Tel: 1-877-424-4377<br />Web: <a href="http://www.gacollegesavings.com">www.gacollegesavings.com</a><br /><br /><b>Michigan</b><br />Michigan Education Trust<br />Tel: 1-800-638-4543<br />Web: <a href="http://www.ichigan.gov/treasury">www.ichigan.gov/treasury</a><br /><br />Michigan Education Savings Program<br />Tel: 1-877-861-6377<br /><br /><b>Massachusetts</b>:<br />Massachusetts U.Plan and U.Fund<br />Tel: 1-800-449-6332<br />Web: <a href="http://www.mefa.org/index.php">www.mefa.org/index.php</a><br /><br /><b>New York</b>:<br />New York's College Savings Program<br />Tel: 1-877-697-2837<br />Web: <a href="http://www.nysaves.org">www.nysaves.org</a><br /><br /><b>Loans for International Students</b>:<br />The International Student Loan Program (ISLP) lets you borrow from 2,000 per year to full cost with 25 years to repay.<br />The rates are regulated. Interest is at prime rate and a 5 percent guarantee fee is applied for undergraduate loans.<br />- Note that a quality US citizen or premanent resident must cosign.<br />Get it now: <a href="http://www.iefc.com/international">www.iefc.com/international</a> or call 1-888-296-4332 or 781-843-5334.<br /><br /><h1>Also be sure to check out:</h1><br />Global Student Loans program<br /><a href="http://www.globalslc.com">www.globalslc.com</a><br /><br />National Student Loan Data System<br /><a href="http://www.nslds.ed.gov">www.nslds.ed.gov</a><br /><br />Coca-Cola Scholars Foundation, Inc.<br />P.O. Box 443<br />Atlanta, GA 30301-0442<br />Phone: 1-800-306-2653<br />Email: scholars@na.ko.com<br /><br /><h1>More fantastic scholarship websites</h1><br /><a href="http://www.eStudentLoan.com">www.eStudentLoan.com</a><br /><a href="http://www.fastaid.com">www.fastaid.com</a><br /><a href="http://www.fastweb.com">www.fastweb.com</a><br /><a href="http://www.finaid.org">www.finaid.org</a><div class="blogger-post-footer">Thanks for reading. Contact me at nir@lonick.com.</div>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-1422719370089041845.post-47492065778474770012009-05-18T16:00:00.001-07:002009-05-18T16:25:45.875-07:00Small Quick Tips To Save Big Slow MoneyI'm here to get right to the chase and remind you of what you already know as well as bring new opportunities to light.<br /><br />But before I do, let me explain. These tips are about making big but slow money. No get rich quick solutions here. These are small, easy, and <b>doable</b>. But don't get lazy about it. Following these won't make you a millionaire but it will save you money each and every day (hence the slow) without thinking. Money saved is money earned.<br /><br />1. Call up your bank and negotiate<br /><h4>Ask about maintenance fees, monthly fees, check cashing fees, minimum balance fees and other fees to be waived. Threaten to switch banks and explain difficult circumstances.</h4><br />2. Use a bicycle<br />3. Carpool<br />4. Public transportation<br />5. Put all device chargers on one power strip<br />6. Close the doors of unused rooms<br />7. Check the bulletin board at a post office for openings, events, etc.<br />8. Use the library for books, DVDs, news, etc.<br />9. Have a yard sale<br />10. Read the news online<br />11. Use shopping lists<br />12. Buy cloths that match well<br />13. Buy off season and during tax holidays<br />14. Get cooking<br />15. Start a garden<br />16. Be fit and work out regularly<br />17. Ditch bottled water<br />18. Buy used<br />19. Use LED bulbs<br />20. Install low flow shower heads<br />21. Turn the unused lights off<br />22. Be gas efficient: go at speed limits, drift to a red dont accelerate like in a race<br />23. Use up your leftovers<br />24. Buy from thrift shops and second hand stores<br />25. Wash your hands -> health<div class="blogger-post-footer">Thanks for reading. Contact me at nir@lonick.com.</div>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-1422719370089041845.post-6425467593950597812009-05-16T14:08:00.000-07:002009-05-18T15:48:47.559-07:00A Guidebook to becoming an EntrepreneurIf you want to make money while you eat, while you sleep, while you work an unrelated job, while you learn, and while you have fun then <b>you must embrace the mindset of an entrepreneur</b>.<br /><br />Entrepreneurs innovate, create, and find new ways to monetize. They identify problems and establish solutions. From there, they do people a favor by spreading their solution. They add value to the world. <b>And so can you!</b><br /><br />In fact, <b>you have an advantage</b> over established entrepreneurs and big business: You can be more efficient and more effective than the big guys.<br /><br />Unlike big reputable organizations with brands to protect and liabilities to preserve, you can act quickly. Realize that you can spend 1% of your time strategizing while big corporations spend 60% of their time doing strategy. You have no bureaucracy to tie you up so go out and do, spend 90% of your time doing stuff, selling stuff, calling people, acting!<br /><br /><h3>Achieve with:</h3><br /><h4><br />1. Growth through creativity<br />2. Growth through direction<br />3. Growth through delegation<br />4. Growth through coordination<br />5. Growth through collaboration<br /></h4><br /><br /><h3>Be flexible and add to your income income through:</h3><br />1. Freelancing (babysitting is freelancing too!)<br />2. Bargaining (ask for a raise)<br />3. Renting/leasing (extra supplies, equipment, property, resources)<br /><br /><i>Want to learn more about thinking like an entrepreneur?</i> Check out <u>The Successful Entrepreneur's Guidebook</u> by Colin Barrow, Robert Brown, Liz Clarke. I really enjoyed the read and it is incredibly inspiring.<br /><br /><center><iframe src="http://rcm.amazon.com/e/cm?t=nile06-20&o=1&p=8&l=as1&asins=0749446927&fc1=000000&IS2=1<1=_blank&m=amazon&lc1=0000FF&bc1=FFFFFF&bg1=FFFFFF&f=ifr" style="width:120px;height:240px;" scrolling="no" marginwidth="0" marginheight="0" frameborder="0"></iframe></center><div class="blogger-post-footer">Thanks for reading. Contact me at nir@lonick.com.</div>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-1422719370089041845.post-21850035965888273562009-05-13T17:01:00.000-07:002009-05-13T17:03:08.163-07:00Embracing Thrift in Troublesome TimesGet over the need to have cool gadgets, lavish luxuries, and items that you pay top dollar for in order to make a statement rather than to serve your personal needs. It's time to save, make small budget changes, and adjust your lifestyle. Learn to appreciate the finer things in life and <span style="font-style:italic;">save tons and tons of money</span>.<br /><br /><span style="font-weight:bold;">Remember:</span><br />- Spend less than you earn. Avoid credit!<br />- It's easy to make more money without making more income: just spend less and let it earn interest.<br /><br /><span style="font-weight:bold;">Try this out:</span><br />1. During summer hang your cloths out to let them dry. Save money, save energy, and help the environment <span style="font-style:italic;">all at once</span>.<br />2. Keep your change and dump it in a bucket first thing when you get back home. You'll be amazed at how much you collect over time.<br />3. Pay cash and carry big bills that make you think twice before breaking. Force yourself to analyze the way you spend even as you spend. If you only carry twenties, you probably won't spit it for a pack of gum.<br />4. Look back at how much you saved and reward yourself: See how much you saved, see the waste you prevented, and feel accomplished!<br /><br /><span style="font-weight:bold;">It gets even easier:</span><br />Try this quick tip: rent for free from the library instead of Blockbuster.<br /><br />So go save pennies, be frugal, and <a href="http://www.getrichslowly.org/blog/2009/05/04/the-new-age-of-thrift/">get rich slowly</a>. It is a growing manta that is carrying many through difficult economic circumstances.<div class="blogger-post-footer">Thanks for reading. Contact me at nir@lonick.com.</div>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-1422719370089041845.post-19564447403327694472009-05-11T19:55:00.000-07:002009-05-11T20:06:55.295-07:00Tools of TradeI want this blog to rock with fantastic tips and meaningful information. I promise to try to be short and to the point with actionable information in regards to college finances, passive income, freelancing, and money in general.<br /><br />For this to happen, I am spending weekday afternoons on research in Barnes & Noble. There without buying the books I get to read the newest and the best resources for free in a great environment. I spend additional hours at home researching online.<br /><br />I am franticly working to find the best content, the most insightful information, and the most powerful resources.<br /><br />To help collect this information I use two new tools and I thought I would share.<br /><br />1) <a href="http://evernote.com">Evernote</a> - It's a free program and a brilliant way to sort notes. Be sure to check it out. The best part isn't that it's free but that it's free for your computer, for the web, for your iphone/ipod touch, and other mobile devices. It syncs automatically between everything and anything and allows you to get information anywhere.<br /><br />2) My Moleskin. It's a fantastic pocket size notebook where I put the things that are best preserved in the hand written state or where I write down things on the fly. Definitely worth checking out.<br /><br /><center><a href="http://www.amazon.com/gp/product/B000931OAI?ie=UTF8&tag=nile06-20&linkCode=as2&camp=1789&creative=9325&creativeASIN=B000931OAI"><img border="0" src="http://209.85.48.12/13189/131/upload/p3211270.jpg"></a><img src="http://209.85.48.12/13189/131/upload/p3211270.jpg" width="1" height="1" border="0" alt="" style="border:none !important; margin:0px !important;" /></center><div class="blogger-post-footer">Thanks for reading. Contact me at nir@lonick.com.</div>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-1422719370089041845.post-70455024607084405832009-05-05T20:16:00.000-07:002009-05-05T20:21:15.267-07:00Persistent IncomeA few notes about this new personal finance blog:<br />- I learn best by teaching others.<br />- I hope together we can accomplish the namesake of this blog.<br />- I plan to share my journey, what I have done thus far, what I am doing now and what I will do later.<br /><br />Why?<br />- I recently decided to take college loans in order to attend Emory University.<br />- I don't want my debt to control my life or burden my parents.<br />- I want to challenge myself.<br />- I want to collect resources that help me become a positive influence on the world.<div class="blogger-post-footer">Thanks for reading. Contact me at nir@lonick.com.</div>Unknownnoreply@blogger.com0